Diabetic Life Insurance. Today.
36
Million
people living with diabetes currently have no form of life insurance.
Applications Denied
Takes Too Long
Too Expensive
Diabetic Direct Is a life insurance product made specifically for those living with Diabetes.
No Medical Exam
Bypass Underwriting
Day 1 Coverage
– Cindy Thomason
How It Works
Fill out some medical history
Don’t worry, because we only work with Diabetics, you will not be rejected because of a pre-existing condition.
We suggest a policy that works for you
We work with different budgets and different needs because we know you are unique.
We build a policy on the spot!
No need to talk to an agent. Get your life insurance policy without all the runaround.
Get Coverage Now
Frequently Asked Questions
How long will this process take?
About 10 minutes start to finish, if you have your information on hand when you start. You’ll need Dr.’s info, your beneficiaries, bank info, etc.
Why should I do business with Lifeline 4NoExam?
Our life insurance covers diabetics on day one! Most companies that will even consider a diabetic make you wait around 2 years for complete coverage to take effect.
When will I know if I’ve been accepted?
Immediately! Our process is totally automated. Go through the steps and you’ll be presented with options right now!
How long is the underwriting process?
The underwriting is totally automated, so there’s no wait. (We’re the first to do this, by the way!
Will the price go up as I get older?
No, it stays the same, and will remain in effect as long as you continue to pay the premiums.
When will I actually have a policy in hand?
Our automated process goes directly to Sr. Life. When payment is confirmed you will receive an email with a .pdf of your policy.
What happens if my health declines?
“Once you’re in, you’re in!” You cannot be cancelled or rated up if your health changes.
Can I buy a policy on my mom, who has diabetes?
Sure you can! With Life Insurance you have to be able to show an ‘insurable interest’ in the person on which you are buying the policy. Family members count as an insurable interest, but, for instance your grumpy boss does not!
What is the difference between Term & Whole Life Insurance?
If I go through the process, then your agent will call me with a quote?
What about younger people with Type I, will you cover them?
Yes, and the good thing about that, is it gives them a lifetime of insurability, because the policy is a Whole Life policy.
Diabetes shouldn’t mean you can’t live a healthy life.
I was turned down from 3 companies because of my diabetes, thanks to Diabetic Direct, I was able to get coverage
– Jim Simmons
Stop worrying about life insurance
Stop wasting time talking to insurance companies that don’t want to cover you