Diabetic Life Insurance for My Child

If you have a child who has been diagnosed with Diabetes, you can lock in their life insurance rate by getting it early. In less than 7 minutes, you can get full coverage from a company that understands Diabetics.

  • $20k
    policy
    2 Year Old Female
    TYPE 1 DIABETIC
Do you have a child with Diabetes that you are worried won't be able to be approved for life insurance?
Applications Denied
Takes Too Long
Too Expensive

Hi. I'm Dominique Wilkins.

For years I have lives with type 2 diabetes and I understand not only the frustration of insulin injections and diet restrictions but more importantly what people go through to find life insurance, just to be rejected time and time again. That's why I helped start Diabetic Direct.

Diabetic Direct Is a life insurance product made specifically for those living with Diabetes.

No Medical Exam
Bypass Underwriting
Day 1 Coverage
I had basically given up on finding a life insurance policy for my mom, who has diabetes. Now we can have a bit of peace of mind!
- Cindy Thomason
GET INSURANCE NOW

How It Works

Fill out some medical history
Don’t worry, because we only work with Diabetics, you will not be rejected because of a pre-existing condition.
We suggest a policy that works for you
We work with different budgets and different needs because we know you are unique.
We build a policy on the spot!
No need to talk to an agent. Get your life insurance policy without all the runaround.

Get Coverage Now

No need to talk to an agent. Get your life insurance policy without all the runaround.

Frequently Asked Questions

How long will this process take?

About 10 minutes start to finish, if you have your information on hand when you start. You’ll need Dr.’s info, your beneficiaries, bank info, etc.

Why should I do business with Lifeline 4NoExam?

Our life insurance covers diabetics on day one! Most companies that will even consider a diabetic make you wait around 2 years for complete coverage to take effect.

When will I know if I’ve been accepted?

Immediately! Our process is totally automated. Go through the steps and you’ll be presented with options right now!

How long is the underwriting process?

The underwriting is totally automated, so there’s no wait. (We’re the first to do this, by the way!)

Will the price go up as I get older?

No, it stays the same, and will remain in effect as long as you continue to pay the premiums.

When will I actually have a policy in hand?

Our automated process goes directly to Sr. Life. When payment is confirmed you will receive an email with a .pdf of your policy.

What happens if my health declines?

“Once you’re in, you’re in!” You cannot be cancelled or rated up if your health changes.

Can I buy a policy on my mom, who has diabetes?

Sure you can! With Life Insurance you have to be able to show an ‘insurable interest’ in the person on which you are buying the policy. Family members count as an insurable interest, but, for instance your grumpy boss does not!

What is the difference between Term & Whole Life Insurance?

Term Life lasts for a ‘term’, or a period of time, then it expires. This is great for people with young families and those in really good health. Whole life lasts for your ‘whole life’, as long as you continue to pay the premiums. diabetic direct offers whole life products.

If I go through the process, then your agent will call me with a quote?

Nope, there are no agents involved, unless you just want to speak with one. Our process is totally automated.

What about younger people with Type I, will you cover them?

Yes, and the good thing about that, is it gives them a lifetime of insurability, because the policy is a Whole Life policy.

Give your parents the gift of not having to worry about life insurance.

I was turned down from 3 companies because of my diabetes, thanks to Diabetic Direct, I was able to get coverage
- Jim Simmons
Stop worrying about life insurance
Stop wasting time talking to insurance companies that don’t want to cover you
Stop waiting. Get your insurance right now.

Get Coverage Now

No need to talk to an agent. Get your life insurance policy without all the runaround.
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